Affordable rates are available from most of the large companies, such as Anthem Blue Cross, Humana, Ambetter, Medical Mutual, Premier, SummaCare, Molina, and CareSource. However, many companies exited the Buckeye State, including Aetna, UnitedHealthcare, InHealth, and HealthSpan. Marketplace plans (both with and without a subsidy) provide comprehensive benefits, low premiums, and coverage for pre-existing conditions. You can choose among many available deductibles, copays, and benefit packages. Hamilton County (along with Clermont and Butler counties) feature extremely competitive pricing.
Since Open Enrollment only lasts for three months, you can still apply for coverage throughout the year with an SEP exception. For example, if you lost qualified coverage through work, divorce, or a move, you are provided approximately 60 days to re-enroll in another plan. Also, non-Obamacare "short-term" plans are offered for up to three months, although you can request a renewal of coverage. However, a federal subsidy does not apply to these plans.
Hamilton County (and surrounding counties), as previously mentioned, features great rates, a wide selection of companies, and a large network of physicians, specialists, and hospitals. In-network facilities can substantially lower your out-of-pocket costs. Typically, emergency claims allow you to utilize non-network facilities. Silver-tier plans, with cost-sharing, allow you to lower your maximum out-of-pocket costs and pay less.
Several of the most popular Silver-tier plans are listed below:
MedMutual Market HMO 4000 HSA
Ambetter Balanced Care 2
Ambetter Balanced Care 1
Ambetter Balanced Care 12
Molina Marketplace Silver 250
CareSource Federal Simple Choice Silver
CareSource Low Premium Silver
Molina Marketplace Options Silver
Anthem Silver Core Pathway X HMO 5300
Anthem BCBS Silver Pathway X PPO 3000 10
Whether you apply during Open Enrollment, or missed the OE period, we’ll find quality Cincinnati health insurance plans at the lowest available rates. We’re Ohioquotes.com, the Buckeye State’s most trusted resource for Marketplace coverage. Instantly view low-cost plans and quickly compare multiple companies. Simply click on our secure web link at the bottom of the page, provide your zip code and answer a few questions. That’s it! No cost or obligation. The city of Cincinnati offers great health insurance rates, but is also a must-see destination if you’re in the Southwestern Ohio area. The Riverboat, the restaurants, and the entertainment are just a few of the ways to spend a great day! And of course, the Reds and Bengals are here for baseball and football fans.
The Ohio Department of Insurance also provides protection for consumers by making available company ratings and complaint rations, and alerting Ohio residents (if requested) when a carrier will be filing for a rate increase. Often, proposed rate hikes are declined, and a lower amount is approved. Also, many companies choose change or terminate existing plans. Older "grandfathered" plans may no longer be available for enrollment.
Senior medical coverage in Ohio is also available through Medicare Suuplement, Advantage, and Part D prescription drug plans. The Open Enrollment period begins on October 15th and ends on December 7th. However, when you reach age 65 and are Medicare-eligible, a separate OE period id provided.
• Post ID: 24518093 cincinnati